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Legal Disclaimer

Terms and Conditions
Last updated: July 28, 2025

Welcome to InspireXcel Inc. By accessing or using our website, products, or services (collectively, the “Services”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our Services.

1. Eligibility
You must be at least 18 years old and capable of entering into a legally binding agreement to use our Services.

2. Use of Services

  • You agree to use our Services in compliance with all applicable laws and regulations.

  • You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any content from our Services without InspireXcel Inc.’s express written permission.

3. Accounts & Security

  • If you create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity under your account.

  • You agree to notify us immediately of any unauthorized use of your account.

4. Intellectual Property
All content, trademarks, logos, and designs on our site are the property of InspireXcel Inc. or its licensors. Nothing in these Terms grants you any rights to our intellectual property.

5. Disclaimers
Our Services are provided “as is” and “as available,” without warranties of any kind, express or implied. InspireXcel Inc. disclaims all warranties, including merchantability, fitness for a particular purpose, and non‑infringement.

6. Limitation of Liability
To the fullest extent permitted by law, InspireXcel Inc., its officers, directors, employees, and agents will not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Services.

7. Termination
We reserve the right to suspend or terminate your access to the Services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users.

8. Changes to Terms
We may revise these Terms at any time. The “Last updated” date will reflect when changes take effect. Continued use of our Services after changes constitutes your acceptance of the new Terms.

9. Contact Us
For questions about these Terms, please contact us at inspirexcelinc@gmail.com.

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Privacy Policy
Last updated: July 28, 2025

InspireXcel Inc. (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information.

1. Information We Collect

  • Personal Data: Name, email address, billing information, and other identifiers you provide when you register, subscribe, or make a purchase.

  • Usage Data: Pages visited, links clicked, IP address, device type, and browser information collected automatically via cookies and similar technologies.

2. How We Use Your Information

  • To provide, maintain, and improve our Services.

  • To process your transactions and send you related information (e.g., confirmations, invoices).

  • To communicate with you, including sending updates, marketing materials (you may opt out), and support responses.

  • To detect, prevent, and respond to fraud, abuse, or security issues.

3. Cookies & Tracking
We use cookies and similar tracking technologies to personalize your experience, analyze usage trends, and deliver targeted content and advertising. You may disable cookies via your browser settings, but this may affect the functionality of our Services.

4. Sharing & Disclosure
We do not sell your personal data. We may share information with:

  • Service Providers: Third parties who perform services on our behalf (e.g., payment processors, hosting providers).

  • Legal Compliance: Authorities when required by law or to protect our rights.

5. Data Security
We implement reasonable organizational, technical, and administrative measures to protect your personal information. However, no system is completely secure; we cannot guarantee absolute protection.

6. Data Retention
We retain your personal data only as long as necessary to fulfill the purposes outlined in this policy or as required by law.

7. Your Rights
Depending on your jurisdiction, you may have the right to access, correct, delete, or restrict processing of your personal data. To exercise these rights, contact us at mlmason01@gmail.com.

8. Changes to This Policy
We may update this Privacy Policy from time to time. We will post the revised policy here with an updated “Last updated” date.

9. Contact Us
For privacy-related questions or requests, please email mlmason01@gmail.com.

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Refund Policy
Last updated: July 28, 2025

At InspireXcel Inc., all sales are final—we do not offer refunds on any products, digital content, subscriptions, or services once the purchase is complete.

  • No Exceptions: By purchasing any of our Services, you acknowledge and agree that no refunds will be issued under any circumstances.

  • Support & Questions: If you experience an issue with your purchase, please contact us at inspirexcelinc@gmail.com. We will do our best to resolve technical problems or provide account support, but we cannot process refunds.

Thank you for understanding and for your support of InspireXcel Inc.

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